CUSTOMER CONTRIBUTOR | CUSTOMER PENSIONER

CUSTOMER CONTRIBUTOR

Who contributes to the Scheme?

The following persons are required to contribute to the Scheme:-

1. Public officers who have attained the age of eighteen and who are appointed to a pensionable office;
2. Public officers who have been permanently transferred to an approved service and who have opted to continue to contribute to the Scheme. Such option should be exercised within 60 days of permanent transfer. The option should be supported by an undertaking from the Employer to effect monthly deduction of 2% from Employee’s monthly salary and to contribute an additional 2% as Employer’s share to the Scheme.
3. Members of the National Assembly during their period of legislative service.
4. Officers of the Civil Service Family Protection Scheme Board.

Public officers cease to contribute to the Scheme on the occurrence of any of the following events :-

• Reaching 60 years of age.
• Resignation from the public service.
• Dismissal from the public service.
• Retirement from the public service
• Leaving the public service for any reason.

Note: Option - Officers proceeding on retirement are provided with an option to pay adjustment contribution before retirement whenever the potential beneficiary’s pension would be enhanced. Such adjustment contribution relates to period/s of temporary service.

Contributor on Leave

A contributor whether on leave with half pay or without pay has to contribute to the Scheme during the period of such leave.

Abatement from Contributor’s salary

The contribution to the Scheme is made through a deduction from the monthly salary of the contributor by the Ministry/Department where the officer is posted.

Any outstanding contribution at the time an officer leaves the service, shall be deducted from any gratuity or pension payable to the contributor.

Benefits Available

• Payment of pension upon death of contributor.
• Refund of contribution with interest where no pension is payable.

When is a Refund of Contribution Effected ?

A refund of contribution is made to a contributor or his legal representative in the following circumstances:-

(a) the contributor has never contracted civil marriage and has not, before ceasing to be a public officer, any

1. legitimate or legitimated child.
2. adopted child.
3. step child.
4. natural child.
5. child whose filiation has been pronounced by a court of law.

(b) the contributor has contracted a marriage and no pension is payable in respect of that contribution -

             i.     at the time he cease to be a public officer.
             ii.    after he has ceased to be a public officer, on the death of his/her spouse.

(c) where both spouses were contributing to the scheme and one of them dies. In this case the surviving spouse shall receive a pension and shall be refunded all his/her contributions made.

Note: Child refers to:-

(i) a child below eighteen years of age

(ii) a child who is above eighteen years of age but below twenty one years and is receiving full time education in an approved institution.

Claim for Refund of Contribution

The Civil Service Family Protection Scheme Board proceeds with processing of refund of contribution upon receipt of a valid claim from contributors or their legal representatives. Such a claim should be made at the Office Counter through production of relevant documents as mentioned under General Information.

Interest on Contributions

The compound interest rate applicable is as follows:-

(i) Contributors Retired, Resigned etc. prior to 01.07.1993 - 2.5%

(ii) Contributors Retired, Resigned etc. after 01.07.1993 - 4%

The interest is computed annually on 31 December on the aggregate contributions received.

Sums Due to Government

Any sum due to the Government by a contributor may be deducted from contribution refundable.

General Information

• Every public officer, on appointment, should contribute to the Civil Service Family Protection Scheme.
• Every public officer, on appointment, should register his/her civil status documents at the office of the Board.
• Every contributor/or a legal representative should notify the office of the Board of the following:-

> Date of civil marriage
> Date of birth of child
> Date of death of child
> Date of birth of natural or acknowledged child
> Date of death of spouse.
> Marriage of minor child
> Death of contributor
> Re-marriage of contributor while in service
> Divorce of contributor

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CUSTOMER PENSIONER

When is a pension payable ?

A pension is payable:-

• upon death of contributor where the latter is survived by:-

1. a spouse to whom he/she was civilly married while in public service and with whom he/she was not divorced at time of death.
2. minor children.
3. children above 18 years of age but receiving full time education in an approved institution.

The Board may authorise payment of a pension to a child above 18 years of age on compassionate ground.

The rate of minimum pension is adjusted at the start of a financial year whenever a compensation is approved by Government. The minimum pensions payable for 2009/2010 are as follows:-

Widow only	- Rs. 3,158 p.m.
Widow and Children	- Rs. 3,284.50 p.m.
Minor children	- Rs. 3,284.50 p.m.
Minor child	- Rs. 3,086 p.m.

 

 

 

Pensions

A monthly pension is payable to the Widow/Widower and children of a deceased contributor. The pension is payable, irrespective of whether the contributor has died in service or after leaving the service.

The quantum of the pension varies depending on:-

1. whether the contributor has left behind a surviving spouse only, spouse and children or children only.
2. salary drawn at time of death and number of months of contributions made.

The contributory service of any contributor is limited to a maximum of 400 months.

Pension is paid through a bank in Mauritius or abroad through the Mauritian Embassies. A Life Certificate and/or Education Certificate (copy of which is available on the Website) should be produced once yearly (in February) for all beneficiaries residing in Mauritius. As for beneficiaries residing overseas, a Life Certificate should be forwarded on a quarterly basis.

Note: Child refers to:-

(i) a child below eighteen years of age

(ii) a child who is above eighteen years of age but below twenty one years and is receiving full time education in an approved institution.

Claim for Pension

The Civil Service Family Protection Scheme Board proceeds with processing of pension upon receipt of a valid claim from spouse, children or their legal representative. Such a claim is made through production of written official evidence of death of contributor or past contributor and other relevant documents mentioned under the heading General Information. Claims should be made at the Office Counter.

General Information

Upon death of contributor the following documents need to be produced when effecting claim for a pension

> Original birth certificate of husband, wife and minor children
> Original civil marriage certificate
> Original death certificate and photocopy
> Original of affidavit and photocopy or a certified true copy
> Bank Passbook and Identity Card of beneficiary in original and copy (if joint account is held, then Identity Card of joint account holder and a copy is required)
> Pay slip or Identity Card of late contributor

--- Beneficiaries are requested to submit Life Certificates once yearly in the month of February. The Life Certificates are obtainable, upon request at the Office Counter.

--- Where a child is above eighteen years but below twenty one years and is attending full time education in an approved institution, a certificate of enrolment and attendance is required from the institution, once yearly in February.

--- Pension is payable on Government Pay Day every month.

--- A claim for refund of contribution should be supported by the following documents:-

> Original of affidavit
> Bank Passbook and Identity Card of contributor
> Divorce certificate where applicable.

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